Where to move in 2025? Serbia, Georgia, Turkey, or Montenegro: the battle for residence permits

Residence Permit Accessibility: Where Is It Easiest to Legalize?

The question of where it's easiest to move becomes key when planning a relocation in 2025. The process of obtaining a residence permit varies significantly among popular countries. In this regard, Serbia looks the most attractive, offering a kind of 'green light' for foreigners.

The grounds for obtaining a residence permit here can be opening a sole proprietorship or purchasing any real estate, with no minimum value requirement. This makes the entry threshold quite low and accessible to a wide range of people.

Meanwhile, the situation in other countries has become more complicated. Turkey is experiencing a wave of rejections for tourist residence permits, making this path unpredictable. Georgia, in turn, has set a high threshold for investors — obtaining a residence permit requires an investment in real estate of at least $100,000.

Financial Freedom: Banks, SWIFT, and Cards

Financial freedom and access to banking services are another critical aspect when comparing countries for relocation. Here too, Serbia demonstrates significant advantages, especially in the current climate of restrictions.

In Serbia, foreigners can relatively easily open an account in local banks such as Alta Banka, API Bank, or Poštanska Štedionica. This provides access to multi-currency accounts, issuance of local cards, and, importantly, SWIFT transfers. Such stability allows for the free management of personal and business finances.

In other jurisdictions, the situation is different. Relocators often face strict compliance, account blockages, and difficulties with international payments. These problems create serious obstacles to conducting business and living comfortably.

Housing Market: Where Is It More Profitable and Safer to Buy Real Estate?

Choosing real estate is not just about finding a home, but also an investment decision. The housing markets in the countries under consideration differ greatly in price, quality, and potential risks. When comparing residence permits in Serbia or Turkey, the real estate aspect plays an important role.

In Turkey, especially in seismically active zones, earthquakes remain the main risk, which requires a thorough approach to property selection. In Georgia, particularly in Batumi, investors face the problem of delayed construction, where the completion of a project is postponed indefinitely.

• Price per square meter and the overall market condition.
• Construction quality and materials used.
• Property liquidity — the ability to sell it quickly in the future without losses.
• Legal integrity of the transaction and protection of owner's rights.

Serbia and Montenegro offer more predictable markets, albeit with their own specifics regarding prices and quality in different regions.

Social Adaptation: Language, Mentality, and Living Conditions

Social adaptation determines how comfortable the move will be. The key factors here are language, mentality, climate, and living conditions.

Serbia and Montenegro have an advantage due to the similarity of their languages and cultures. Slavic roots and a generally friendly attitude towards Russians significantly simplify integration into society. In Turkey and Georgia, the language barrier is more noticeable, which may require more time and effort to adapt.

Climate is another important aspect. Although all four countries offer warm summers, winters can vary. A critically important domestic issue is the availability of central heating. In Serbia and Montenegro, it is common in cities, whereas in some regions of Turkey and Georgia, this can be a problem, leading to discomfort and additional expenses during the cold season.

Final Verdict: Which Country Is Right for You?

In conclusion, choosing the optimal country for relocation in 2025 depends on individual goals and priorities. There is no one-size-fits-all solution, but clear leaders can be identified for different categories of movers.

For digital nomads and freelancers who value ease of legalization and stable access to finances, Serbia appears to be the most preferable option due to its lenient conditions for obtaining a residence permit through a sole proprietorship and its developed banking system.

Real estate investors should weigh all the risks. Serbia offers stability, while Georgia has a high entry threshold with risks of delayed construction, and Turkey has risks of seismic activity.

For families with children, Serbia and Montenegro are also attractive options due to their similar mentalities, easier language adaptation, and a general sense of security.